So what is Credit Management and how is it different?

 

Credit Management or some times called a Debt Management Plan (DMP) is a way for you to get your debt in line and paid off within 3 years without ruining your credit score.  The organization consolidates your debts into one monthly deposit and uses these deposits to pay your credit card bills, student loans, medical bills, or other unsecured debts according to a payment schedule they’ve worked out with you and your creditors. Creditors may agree to lower interest rates or waive certain fees if you are repaying through a DMP.

 

This program is designed to help people who are having a hard time making their minimum payments but who are not behind.  We help lower your interest rates and turn a 20 year never ending minimum credit payment into a lower rate 3 year plan, allowing you to pay off your debt and allowing the creditors to get their money without hurting your credit score.  You must have more than $3,000 in Credit Card Debt.